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  1. Access Your Home Equity, Without Monthly Payments | Unlock

    Unlock’s Home Equity Agreement (HEA) helps turn home equity into cash for financial flexibility and possibilities. Use equity you have for the things you need.

  2. Get Started - Unlock

    In most cases, Unlock must be in no greater than 2nd lien position and the property must be clear of any liens deemed unacceptable by Unlock in its discretion. A minimum HEA amount of …

  3. What Unlock’s Home Equity Agreements (HEAs) Cost

    With an Unlock Home Equity Agreement (HEA), you receive a lump sum of cash today in exchange for a share of your home’s future value. The cost of your HEA is based on how …

  4. About Our Team and How We Help Homeowners | Unlock

    Unlock helps homeowners access the equity in their homes to plan for the future they want, offering flexible funding without monthly payments.

  5. Apply

    Through our HEA, Unlock provides a lump sum of cash (up to $500,000) in exchange for a portion of your home’s future value. There are no monthly payments and no interest charges.

  6. How to Apply for an Unlock Home Equity Agreement (HEA)

    A home equity agreement (HEA) is one way to access home equity without taking out a loan or replacing your mortgage. We explain how to apply for Unlock’s HEA.

  7. Home Equity Agreement Questions & Answers | Unlock

    Explore answers to top questions about Unlock’s home equity agreements. Learn how they work, who qualifies, and what to expect with fees and settlement.

  8. Career Opportunities | Unlock

    Find current job openings at Unlock Technologies. Join a fast-growing company transforming the home equity space.

  9. How Do I Qualify for an Unlock Home Equity Agreement (HEA)?

    To qualify for an Unlock HEA, you’ll need to meet several property and personal-finance requirements. Here’s an overview of the conditions.

  10. HEA - Apply

    To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” …