Debit cards give you easy access to the money you currently have available in your linked checking account. They’re different from credit cards, which allow you to make purchases with loans offered by ...

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Debit cards pull funds directly from your bank account when making purchases or withdrawing cash. Setting up a PIN and monitoring account balances via mobile apps helps avoid overspending and fees.

When you hold a checking account with a bank or credit union, you will likely be issued a debit card. This card allows you to make secure and instant purchases in-store or online using money from your ...